/* Yandisa Group Solutions - site v1. Mobile-first. */
@font-face{font-family:"Montserrat";src:url("montserrat-latin.woff2") format("woff2");font-weight:100 900;font-display:swap}
:root{--navy:#102B50;--navy-d:#0b1f3a;--green:#14704F;--green-d:#0f5a3f;--mustard:#FFBF18;--mustard-d:#e9aa00;--ivory:#FBF6F1;--ink:#1F2937;--muted:#515a68;--line:#e7e1d9;--r:14px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:"Montserrat",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:16px}
img{max-width:100%;height:auto;display:block}
a{color:var(--green)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,label.navbtn:focus-within{outline:3px solid var(--mustard);outline-offset:2px}
.skip{position:absolute;left:-999px;top:8px;background:var(--mustard);color:var(--navy);padding:10px 16px;border-radius:8px;font-weight:700;z-index:100}
.skip:focus{left:8px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{max-width:1160px;margin:0 auto;padding:0 18px}
h1,h2,h3,h4{color:var(--navy);line-height:1.2}
h2{font-size:26px;margin:0 0 12px;font-weight:800}
h3{font-size:19px;margin:0 0 8px;font-weight:700}
p{margin:0 0 14px}
/* header */
header.site{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:66px;position:relative;max-width:1240px}
.brand{display:flex;align-items:center;flex:none}
.brand img{height:34px;width:auto}
.navtoggle{position:absolute;opacity:0;pointer-events:none}
.navbtn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:44px;padding:0 14px;border:1px solid rgba(255,255,255,.4);border-radius:8px;cursor:pointer;font-size:14px;font-weight:700;color:#fff;margin:0}
.navbtn .bars{width:18px;height:2px;background:#fff;position:relative;display:block}
.navbtn .bars::before,.navbtn .bars::after{content:"";position:absolute;left:0;width:18px;height:2px;background:#fff}
.navbtn .bars::before{top:-6px}.navbtn .bars::after{top:6px}
nav.main{display:none;position:absolute;left:-18px;right:-18px;top:100%;background:var(--navy);border-top:1px solid #2b4566;box-shadow:0 10px 20px rgba(0,0,0,.25)}
.navtoggle:checked ~ nav.main{display:block}
nav.main ul{list-style:none;margin:0;padding:6px 18px 18px;display:flex;flex-direction:column}
nav.main a{display:block;text-decoration:none;color:#fff;font-weight:600;font-size:15px;padding:12px 0;border-bottom:1px solid #2b4566}
nav.main a[aria-current="page"]{color:var(--mustard)}
nav.main li.cta a{border:none;margin-top:14px;justify-content:center}
nav.main a.btn{color:#fff}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;font-weight:700;font-size:15px;padding:13px 22px;border-radius:999px;border:2px solid var(--mustard);background:var(--mustard);color:var(--navy);cursor:pointer;font-family:inherit;line-height:1.2;min-height:48px;text-align:center}
.btn:hover{background:var(--mustard-d);border-color:var(--mustard-d)}
.btn.ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn.ghost:hover{background:var(--navy);color:#fff}
.btn.outline-light{background:transparent;color:#fff;border-color:#fff}
.btn.outline-light:hover{background:#fff;color:var(--navy)}
.btn.wa{background:var(--green);border-color:var(--green);color:#fff}
.btn.wa:hover{background:var(--green-d);border-color:var(--green-d)}
.btn.sm{padding:9px 16px;font-size:14px;min-height:42px}
.btns{display:flex;flex-direction:column;gap:12px;margin-top:22px}
.wa-ico{width:18px;height:18px;flex:none}
.ext::after{content:" \2197";font-weight:400}
/* hero */
.hero{position:relative;color:#fff;background:var(--navy) url("hero-room.jpg") 70% center/cover no-repeat;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,31,58,.95),rgba(16,43,80,.88))}
.hero .wrap{position:relative;padding-top:54px;padding-bottom:64px}
.hero h1{color:#fff;font-size:42px;line-height:1.05;margin:0 0 18px;font-weight:800;letter-spacing:-.5px}
.hero h1 span{color:var(--mustard)}
.hero .lead{font-size:17px;max-width:560px;margin:0;color:#e8edf4}
.eyebrow{text-transform:uppercase;letter-spacing:2px;font-size:12.5px;font-weight:700;margin:0 0 12px;color:var(--mustard)}
.shapes{position:absolute;right:-90px;bottom:-70px;width:220px;opacity:.55;pointer-events:none}
.pagehero{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.pagehero .wrap{position:relative;z-index:1;padding-top:44px;padding-bottom:48px}
.pagehero h1{color:#fff;font-size:31px;margin:0 0 12px;font-weight:800;max-width:820px}
.pagehero p{font-size:17px;max-width:700px;color:#e8edf4}
.pagehero .by{font-size:13.5px;color:#cfd8e4;margin-top:14px}
.pagehero .shapes{width:200px;right:-60px;bottom:-50px;opacity:.35}
.pill{display:inline-block;font-size:11.5px;text-transform:uppercase;letter-spacing:1px;font-weight:800;padding:4px 10px;border-radius:999px;background:var(--mustard);color:var(--navy);margin-bottom:14px}
.pill.live{background:#e3f1ea;color:var(--green-d)}
.pill.soon{background:#fff1c7;color:#6b4e00}
/* tiles */
.tiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:-36px;position:relative;z-index:2}
.tile{background:#fff;border-radius:var(--r);padding:18px 14px;text-align:center;text-decoration:none;color:var(--ink);box-shadow:0 8px 24px rgba(16,43,80,.12);border:1px solid var(--line);display:flex;flex-direction:column;align-items:center}
.tile svg{width:34px;height:34px;color:var(--green);margin-bottom:8px}
.tile b{color:var(--navy);font-size:16px}
.tile span{font-size:13px;color:var(--muted)}
.tile em{font-style:normal;font-size:10.5px;font-weight:800;letter-spacing:1px;text-transform:uppercase;margin-top:8px;color:var(--green-d)}
.tile em.soon{color:#6b4e00}
.tile:hover{border-color:var(--green)}
section.block{padding:52px 0}
section.alt{background:var(--ivory)}
.sub{color:var(--muted);max-width:720px;margin:0 0 28px;font-size:17px}
.grid{display:grid;gap:18px;grid-template-columns:1fr}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;display:flex;flex-direction:column}
.card p{color:#3b4452;font-size:15px}
.card .more{margin-top:auto;font-weight:700;text-decoration:none;font-size:15px;color:var(--green-d)}
.card.top{border-top:4px solid var(--mustard)}
.card .pill{align-self:flex-start}

.card.green{border-top:4px solid var(--green)}
.card .ico{width:46px;height:46px;border-radius:12px;background:var(--ivory);display:flex;align-items:center;justify-content:center;margin-bottom:14px;color:var(--green)}
.card .ico svg{width:24px;height:24px}
.steps{counter-reset:s;display:grid;gap:16px;grid-template-columns:1fr;padding:0;margin:0;list-style:none}
.steps li{position:relative;padding:22px;background:#fff;border:1px solid var(--line);border-radius:var(--r)}
.steps li::before{counter-increment:s;content:counter(s);display:flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--mustard);font-weight:800;margin-bottom:12px}
.steps p{margin:0;font-size:15px;color:#3b4452}
ul.ticks{list-style:none;padding:0;margin:0 0 10px}
ul.ticks li{position:relative;padding:9px 0 9px 30px;border-bottom:1px solid var(--line)}
ul.ticks li::before{content:"";position:absolute;left:4px;top:16px;width:12px;height:7px;border-left:3px solid var(--green);border-bottom:3px solid var(--green);transform:rotate(-45deg)}
.split{display:grid;grid-template-columns:1fr;gap:32px;align-items:start}
.areas{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0 0;padding:0;list-style:none}
.areas li{border:1px solid var(--green);color:var(--green-d);background:#fff;border-radius:999px;padding:6px 14px;font-weight:600;font-size:14px}
.values{display:grid;grid-template-columns:1fr;gap:14px}
.value{background:var(--navy);color:#e8edf4;border-radius:var(--r);padding:22px;border-left:6px solid var(--mustard)}
.value:nth-child(2){border-left-color:var(--green)}
.value:nth-child(4){border-left-color:#fff}
.value h3{color:#fff;letter-spacing:2px;font-size:17px}
.value p{margin:0;font-size:15px}
.notice{border-left:4px solid var(--green);background:var(--ivory);padding:14px 18px;border-radius:0 8px 8px 0;font-size:14.5px;margin:18px 0}
.notice strong{color:var(--green-d)}
.disclose{background:#f3f4f6;border:1px solid #d9dde3;border-radius:8px;padding:16px 18px;font-size:14px;color:#333;margin:18px 0}
.disclose b{display:block;margin-bottom:4px;color:var(--navy)}
.draft{background:#fff8dc;border:1px dashed #8a6a00;color:#4d3b00;border-radius:8px;padding:14px 16px;font-size:14px;margin:0 0 24px}
.draft b{display:block;font-size:12px;letter-spacing:1px;text-transform:uppercase;margin-bottom:4px}
.trust{background:var(--green);color:#fff}
.trust .wrap{padding-top:22px;padding-bottom:22px;display:flex;flex-direction:column;gap:12px}
.trust p{margin:0;font-weight:600}
/* forms */
.formcard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 8px 28px rgba(16,43,80,.07)}
.formcard h3{font-size:21px}
label{display:block;font-weight:600;font-size:14px;margin:14px 0 6px;color:var(--ink)}
input[type=text],input[type=tel],input[type=email],select,textarea{width:100%;font-family:inherit;font-size:16px;padding:11px 12px;border:1px solid #9aa3af;border-radius:8px;background:#fff;color:var(--ink)}
textarea{min-height:100px;resize:vertical}
.row2{display:grid;grid-template-columns:1fr;gap:0 14px}
.consent{display:flex;gap:10px;align-items:flex-start;margin:18px 0 6px;font-size:13.5px;color:#333;font-weight:500}
.consent input{margin-top:3px;flex:none;width:18px;height:18px;accent-color:var(--green)}
.formnote{font-size:13px;color:var(--muted);margin:10px 0 16px}
.formcard .btn{width:100%;margin-top:6px}
.formmsg{display:none;margin-top:12px;background:#eaf5ef;border:1px solid #b5d8c6;color:#0f5a3f;padding:10px 12px;border-radius:6px;font-size:14px}
.req{color:#a3271f}
/* misc */
.portrait{border-radius:var(--r);overflow:hidden;border:1px solid var(--line);max-width:300px;background:#fff;margin:0}
.portrait figcaption{padding:12px 16px;font-size:14px;font-weight:600;color:var(--navy)}
blockquote.verse{margin:0 0 18px;padding:18px 20px;border-left:4px solid var(--mustard);background:var(--ivory);font-style:italic;border-radius:0 8px 8px 0}
.contactlist{list-style:none;padding:0;margin:0}
.contactlist li{padding:14px 0;border-bottom:1px solid var(--line)}
.contactlist .k{display:block;font-size:12px;text-transform:uppercase;letter-spacing:1px;color:var(--muted);font-weight:700}
.contactlist .v{font-weight:700;font-size:17px;text-decoration:none;color:var(--navy)}
.mapcard{position:relative;border-radius:var(--r);overflow:hidden;background:var(--navy);color:#fff;padding:26px;min-height:220px;display:flex;flex-direction:column;justify-content:flex-end}
.mapcard .grid-bg{position:absolute;inset:0;opacity:.18;background-image:linear-gradient(#fff 1px,transparent 1px),linear-gradient(90deg,#fff 1px,transparent 1px);background-size:34px 34px}
.mapcard .pin{position:absolute;top:34px;right:40px;width:46px;height:46px;color:var(--mustard)}
.mapcard p,.mapcard h3{position:relative;color:#fff}
.mapcard .btn{position:relative;align-self:flex-start}
.legal-doc h2{font-size:21px;margin-top:30px}
.legal-doc{max-width:820px}
.legal-doc li{margin-bottom:6px}
.checklist{columns:1}
.ctaband{background:var(--ivory);border-top:1px solid var(--line)}
.ctaband .wrap{padding-top:44px;padding-bottom:44px;display:flex;flex-direction:column;gap:6px}
.ctaband h2{margin:0 0 6px;font-size:25px}
.ctaband p{margin:0;color:#3b4452;max-width:620px}
/* footer */
footer.site{background:var(--navy);color:#cfd8e4;font-size:14px;border-top:4px solid var(--mustard)}
footer.site .wrap{padding-top:44px;padding-bottom:96px}
.fgrid{display:grid;grid-template-columns:1fr;gap:26px}
footer.site h2{color:var(--mustard);font-size:13px;text-transform:uppercase;letter-spacing:1.2px;margin:0 0 12px}
footer.site a{color:#eef2f7;text-decoration:none}
footer.site a:hover{text-decoration:underline}
footer.site ul{list-style:none;margin:0;padding:0}
footer.site li{margin:0 0 9px}
.flogo img{height:96px;width:auto;margin-bottom:12px}
.fine{margin-top:30px;padding-top:18px;border-top:1px solid #2b4566;font-size:13px}
.fine .reg{color:#fff;font-weight:700;margin:0 0 6px}
.fine p{margin:0 0 8px}
.legal{font-size:12.5px;color:#b3bfce}
.fab{position:fixed;right:16px;bottom:16px;z-index:60;background:var(--green);color:#fff;border-radius:999px;padding:14px;display:flex;align-items:center;gap:8px;text-decoration:none;font-weight:700;font-size:14.5px;box-shadow:0 6px 18px rgba(0,0,0,.25)}
.fab svg{width:24px;height:24px}
.fab span{display:none}
.center{text-align:center}
@media (min-width:560px){
 .btns{flex-direction:row;flex-wrap:wrap}
 .row2{grid-template-columns:1fr 1fr}
 .fab span{display:inline}.fab{padding:12px 18px}
}
@media (min-width:760px){
 .wrap{padding:0 24px}
 .tiles{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:-48px}
 .grid.g2,.values{grid-template-columns:repeat(2,minmax(0,1fr))}
 .grid.g3,.steps{grid-template-columns:repeat(3,minmax(0,1fr))}
 .fgrid{grid-template-columns:1.4fr 1fr 1fr 1fr}
 .trust .wrap,.ctaband .wrap{flex-direction:row;align-items:center;justify-content:space-between;flex-wrap:wrap}
 .hero h1{font-size:60px}
 .hero .lead{font-size:19px}
 .hero .wrap{padding-top:92px;padding-bottom:120px}
 .hero::before{background:linear-gradient(90deg,rgba(11,31,58,.96) 0%,rgba(16,43,80,.86) 50%,rgba(16,43,80,.45) 100%)}
 .shapes{width:420px;right:-60px;bottom:-60px;opacity:.9}
 .pagehero h1{font-size:40px}.pagehero .wrap{padding-top:60px;padding-bottom:60px}
 .pagehero .shapes{width:320px}
 h2{font-size:32px}
 section.block{padding:72px 0}
 .split{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:48px}
 .checklist{columns:2;column-gap:32px}
 footer.site .wrap{padding-bottom:30px}
}
@media (min-width:1100px){
 .navbtn{display:none}
 nav.main{display:block;position:static;background:none;border:0;box-shadow:none}
 nav.main ul{flex-direction:row;align-items:center;gap:4px 18px;padding:0}
 nav.main a{font-size:14px;padding:6px 0;border-bottom:2px solid transparent;white-space:nowrap}
 nav.main a:hover,nav.main a[aria-current="page"]{color:var(--mustard);border-bottom-color:var(--mustard)}
 nav.main li.cta a{margin:0 0 0 6px;border:2px solid var(--green);padding:9px 16px}
 .brand img{height:40px}
 .hdr{min-height:76px}
}
@media print{header.site,.fab,.ctaband,nav{display:none}body{font-size:12pt}}
/* ---- v2 additions ---- */
.brand svg{height:36px;width:auto;display:block}
.flogo svg{height:110px;width:auto;display:block;margin-bottom:12px}
.ph{background:#fff4cc;color:#4d3b00;border-bottom:2px dashed #8a6a00;padding:0 3px;border-radius:3px;font-weight:600}
footer.site .ph{background:#3a4f6d;color:#fff;border-bottom-color:var(--mustard)}
.problems{display:grid;grid-template-columns:1fr;gap:14px;list-style:none;padding:0;margin:0}
.problems li{background:#fff;border:1px solid var(--line);border-left:5px solid #b4232a;border-radius:10px;padding:16px 18px}
.problems li b{display:block;color:var(--navy);margin-bottom:4px}
.problems li span{font-size:15px;color:#3b4452}
.problems li a{display:inline-block;margin-top:8px;font-weight:700;font-size:14.5px;color:var(--green-d);text-decoration:none}
.solution li{border-left-color:var(--green)}
.label{display:inline-block;font-size:12px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;padding:4px 10px;border-radius:999px;margin-bottom:10px}
.label.prob{background:#fde8e8;color:#8f1c22}
.label.sol{background:#e3f1ea;color:var(--green-d)}
.svc{display:grid;grid-template-columns:1fr;gap:16px}
.svc .card h3{margin-top:2px}
.svc .card .btn{margin-top:auto;align-self:flex-start}
.svc .card ul{margin:0 0 14px;padding-left:18px;font-size:14.5px;color:#3b4452}
.needs{display:grid;grid-template-columns:1fr;gap:12px}
.need{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px;display:flex;flex-direction:column;gap:10px}
.need h3{margin:0;font-size:17px}
.need p{margin:0;font-size:14.5px;color:#3b4452}
.need .acts{display:flex;flex-wrap:wrap;gap:8px;margin-top:auto}
.midcta{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.midcta .wrap{padding-top:40px;padding-bottom:40px;position:relative;z-index:1}
.midcta h2{color:#fff;margin:0 0 6px;font-size:25px}
.midcta p{color:#dfe6f0;margin:0;max-width:640px}
.midcta .shapes{width:200px;opacity:.4}
.process{background:var(--ivory)}
.fais{background:#fff;border:2px solid var(--navy);border-radius:12px;padding:20px 22px;font-size:14.5px}
.fais h2{font-size:20px;margin:0 0 10px}
.fais dl{display:grid;grid-template-columns:1fr;gap:4px 18px;margin:0 0 12px}
.fais dt{font-weight:700;color:var(--navy);margin-top:8px}
.fais dd{margin:0}
.fine .fais-line{color:#fff;font-weight:600;margin:0 0 6px}
@media (min-width:760px){
 .problems{grid-template-columns:repeat(2,minmax(0,1fr))}
 .svc{grid-template-columns:repeat(2,minmax(0,1fr))}
 .needs{grid-template-columns:repeat(3,minmax(0,1fr))}
 .fais dl{grid-template-columns:260px 1fr}
 .fais dt{margin-top:0}
 .midcta .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
}
@media (min-width:1100px){.svc.s3{grid-template-columns:repeat(3,minmax(0,1fr))}.needs{grid-template-columns:repeat(5,minmax(0,1fr))}.brand svg{height:42px}}
@media (min-width:1100px) and (max-width:1279px){nav.main ul{gap:4px 13px}nav.main a{font-size:13.5px}}

@media (min-width:1100px){.tiles{grid-template-columns:repeat(6,minmax(0,1fr))}}
@media (min-width:760px){.steps:has(> li:nth-child(4):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1100px){.steps:has(> li:nth-child(4):last-child){grid-template-columns:repeat(4,minmax(0,1fr))}}
/* v2: tagline lines, application-partner note, listings host */
.pagehero p.room,.hero p.room{color:var(--mustard);font-weight:700;font-size:15.5px;margin:10px 0 0;display:flex;gap:8px;align-items:center}
.pagehero p.room::before,.hero p.room::before{content:"";width:22px;height:3px;border-radius:2px;background:var(--mustard);flex:none}
.pqnote{font-size:13.5px;color:var(--muted);margin:8px 0 0}
.pagehero .pqnote,.midcta .pqnote,.ctaband .pqnote{color:#cfd8e4}
.listpanel{display:flex;flex-direction:column;gap:18px;background:var(--navy);color:#fff;border-radius:var(--r);padding:26px 22px;position:relative;overflow:hidden;border-left:6px solid var(--mustard)}
.listpanel h3{color:#fff;margin:0 0 6px;font-size:21px}
.listpanel p{color:#e8edf4;margin:0;max-width:640px}
.listpanel .btns{margin:0}
.propcon-embed{margin:0 0 20px;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);background:#fff}
.propcon-embed iframe{display:block;width:100%;min-height:760px;border:0}


@media (min-width:900px){.listpanel{flex-direction:row;align-items:center;justify-content:space-between;padding:32px 36px}.listpanel .btns{flex:none}}
/* v2: home loan calculators */
.teaser{margin:10px 0 0;font-size:14.5px;font-weight:600}
.calc{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:0 6px 24px rgba(16,43,80,.06)}
.calc-tabs{display:flex;background:var(--ivory);border-bottom:1px solid var(--line);overflow-x:auto}
.calc-tabs [role=tab]{flex:1 0 auto;font:inherit;font-weight:700;font-size:14.5px;color:var(--navy);background:none;border:0;border-bottom:3px solid transparent;padding:14px 16px;cursor:pointer;white-space:nowrap}
.calc-tabs [role=tab][aria-selected=true]{border-bottom-color:var(--mustard);background:#fff}
.calc:not(.js) .calc-tabs{display:none}
.calc-panel{padding:22px 18px}
.calc-h{margin:0 0 14px;font-size:19px}
.calc.js .calc-h{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.calc-grid{display:grid;gap:20px}
.calc-in{display:grid;gap:14px}
.calc .field{display:flex;flex-direction:column;gap:5px;border:0;margin:0;padding:0;min-width:0}
.calc label,.calc legend{font-weight:700;font-size:14px;color:var(--navy)}
.calc input[type=number],.calc select,.money-in{width:100%;font:inherit;font-size:16px;border:1.5px solid #c9c2b8;border-radius:10px;background:#fff;color:var(--ink);min-height:46px}
.calc input[type=number],.calc select{padding:10px 12px}
.money-in{display:flex;align-items:center;padding:0 0 0 12px}
.money-in span{font-weight:700;color:var(--muted);margin-right:6px}
.money-in input{flex:1;min-width:0;border:0;font:inherit;font-size:16px;padding:10px 12px 10px 0;background:transparent;color:var(--ink)}
.money-in:focus-within{outline:3px solid var(--mustard);outline-offset:2px}
.money-in input:focus-visible{outline:none}
.calc .hint{font-size:13px;color:var(--muted)}
.seg{display:flex;gap:10px;flex-wrap:wrap}
.seg label{display:flex;gap:8px;align-items:center;font-weight:600;border:1.5px solid #c9c2b8;border-radius:999px;padding:8px 14px;cursor:pointer}
.calc-out{background:var(--navy);color:#fff;border-radius:var(--r);padding:20px}
.calc-out .big-l{margin:0;color:#cfd8e4;font-size:14px;font-weight:600}
.calc-out .big{margin:2px 0 12px;font-size:32px;font-weight:800;color:var(--mustard);line-height:1.15}
.calc-out dl{margin:0}
.calc-out .row{display:flex;justify-content:space-between;gap:14px;padding:9px 0;border-top:1px solid rgba(255,255,255,.14);font-size:14.5px}
.calc-out dt{color:#e8edf4}.calc-out dd{margin:0;font-weight:700;text-align:right;white-space:nowrap}
.calc-out + .hint{margin:-8px 0 0}
.calc-disc{font-size:13px;color:var(--muted);margin:0;grid-column:1/-1}
.calc-grid .btns{margin:0;grid-column:1/-1}
.calc-grid .pqnote{grid-column:1/-1;margin-top:-10px}
@media (min-width:900px){.calc-panel{padding:30px 32px}.calc-grid{grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);align-items:start}.calc-in{grid-template-columns:1fr 1fr}.calc-in .field:has(.money-in),.calc-in fieldset{grid-column:auto}}
.calc-out .outnote{margin:10px 0 0;font-size:13px;color:#cfd8e4}
@media (max-width:599px){.calc-tabs [role=tab]{flex:1 1 0;white-space:normal;padding:12px 6px;font-size:13px;line-height:1.3}}
/* v2: 4 tiles, Wealth sub-nav, problem CTA strip, group intros */
@media (min-width:1100px){.tiles.t4{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media (min-width:760px) and (max-width:1099px){.tiles.t4{grid-template-columns:repeat(4,minmax(0,1fr))}}
.subnav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.subnav .wrap{display:flex;gap:6px;overflow-x:auto;padding-top:10px;padding-bottom:10px}
.subnav a{flex:none;font-weight:700;font-size:14px;color:var(--navy);text-decoration:none;padding:8px 14px;border-radius:999px;border:1.5px solid var(--line);background:var(--ivory)}
.subnav a:hover,.subnav a:focus-visible{border-color:var(--green);color:var(--green-d)}
#investments,#insurance,#business,#offshore,#biz-structure,#biz-insurance,#biz-finance,#off-solution,#calculators,#listings{scroll-margin-top:84px}
.probcta{background:var(--ivory);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.probcta .wrap{display:flex;flex-direction:column;gap:12px;padding-top:22px;padding-bottom:22px}
.probcta p{margin:0;font-weight:600;color:var(--navy)}
.probcta .btns{margin:0}
@media (min-width:900px){.probcta .wrap{flex-direction:row;align-items:center;justify-content:space-between}}
.group-intro{border-top:6px solid var(--mustard)}
.group-intro h2{font-size:30px}
.subnav{top:66px}
@media (min-width:1100px){.subnav{top:76px}}
#investments,#insurance,#business,#offshore,#biz-structure,#biz-insurance,#biz-finance,#off-solution{scroll-margin-top:136px}
/* v2: compact Wealth page */
.sec-head{display:flex;flex-direction:column;gap:6px;margin-bottom:18px}
.sec-head h2{margin-bottom:4px}.sec-head .sub{margin:0}.sec-head .btns{margin:6px 0 0}
@media (min-width:900px){.sec-head{flex-direction:row;align-items:flex-end;justify-content:space-between;gap:28px}.sec-head .btns{flex:none;margin:0}}
.minis{display:grid;grid-template-columns:1fr;gap:12px}
@media (min-width:560px){.minis{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1000px){.minis{grid-template-columns:repeat(4,minmax(0,1fr))}}
.mini{background:#fff;border:1px solid var(--line);border-top:3px solid var(--mustard);border-radius:12px;padding:14px 16px;display:flex;flex-direction:column}
.mini h3{font-size:16px;margin:0 0 4px}
.mini p{font-size:14px;margin:0 0 10px;color:#3b4452;line-height:1.5}
.mini .mlink{margin-top:auto;font-weight:700;font-size:14px;color:var(--green-d)}
.minis-foot{font-size:14px;margin:12px 0 0;color:var(--muted)}
.mores{display:grid;gap:8px;margin-top:14px}
details.more{background:#fff;border:1px solid var(--line);border-radius:12px}
details.more summary{cursor:pointer;font-weight:700;color:var(--navy);padding:12px 16px;list-style:none;display:flex;justify-content:space-between;gap:12px}
details.more summary::-webkit-details-marker{display:none}
details.more summary::after{content:"+";font-size:20px;line-height:1;color:var(--green)}
details.more[open] summary::after{content:"\2212"}
details.more summary:focus-visible{outline:3px solid var(--mustard);outline-offset:2px}
.more-in{padding:0 16px 14px;font-size:14.5px}
.more-in p{margin:0 0 8px}
ul.cols{margin:0 0 10px;padding-left:18px;display:grid;gap:6px}
@media (min-width:760px){ul.cols{grid-template-columns:1fr 1fr;column-gap:28px}}
.risknote{font-size:13.5px;color:#3b4452;background:#fff;border-left:4px solid var(--mustard);border-radius:8px;padding:12px 14px;margin:16px 0 0}
.fna{padding-top:34px;padding-bottom:34px}
.fna-in{display:grid;gap:14px}
.fna-in h2{margin-bottom:4px}.fna-in p{margin:0}
.fna-steps{margin:0;padding:0;list-style:none;display:grid;gap:8px;counter-reset:f}
.fna-steps li{counter-increment:f;font-size:14.5px;background:var(--ivory);border-radius:10px;padding:10px 12px 10px 44px;position:relative}
.fna-steps li::before{content:counter(f);position:absolute;left:12px;top:9px;width:22px;height:22px;border-radius:50%;background:var(--navy);color:var(--mustard);font-weight:800;font-size:12px;display:grid;place-items:center}
@media (min-width:900px){.fna-in{grid-template-columns:minmax(0,1fr) minmax(0,1.6fr);align-items:center}.fna-steps{grid-template-columns:1fr 1fr}}
.fais dl{font-size:14px}.fais p{font-size:14px}